Attention homeowners: Real estate appraisal services for in Hilton Head Island and Beaufort County
The top 7 reasons why SC homeowners hire Coastal Property Appraisals:
Do you own a home in or near Hilton Head Island? Do you need help determining the value of your real estate?
We at Coastal Property Appraisals understand the individual needs of a customer looking for appraisal services. Our usual business clients are used to the appraisal process and the usual reporting formats. Being a person not in the real estate business that probably doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.
PMI Removal Appraisals
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Coastal Property Appraisals is seasoned in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties close to yours. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Coastal Property Appraisals is your strongest weapon.
Recently got a freeze your HELOC?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Coastal Property Appraisals can help you reinstate your home equity line of credit with an expert appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd wish to have a seasoned expert double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.